For those who are interested in pursuing a personal loan, there are multiple high-quality lenders that are available to shop around. But, some of the potential lenders definitely rise to the top of the list of great lenders. Some should be considered better lenders than others because of factors like great customer service, lower annual percentage rates, or APRs, and loan program flexibility. 

There are plenty of places to find the lender that is right for you. A good place to start your comparison shopping for personal loan lenders can be to start with your personal bank or your credit union.

Top Lenders For Personal Loans: Find Your Personal Loan Today
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For example, credit unions offer notably lower APRs to members when qualified. Wells Fargo is a great example of a credit union. A Wells Fargo personal loan might charge an APR as low as 5.74 percent to qualified borrowers, while simultaneously offering over a century and a half of brand-name recognition and trust.

The Lending Tree is a popular and reliable resource for connecting borrowers with appropriate lenders around the country. While the Lending Tree does not lend money on its own, its free services are highly effective at finding lenders willing to lend you money based on your credit and financial history and needs. Submitting information to the Lending Tree also has zero adverse impact on your credit rating.

Credible also helps borrowers match their needs and qualifications with the perfect lenders. Credible is an online financial marketplace, which specializes in student loan refinancing. 

People without student loan debt are better served by using a company such as AmONE, Best Egg, Lightstream or SoFi.

SoFi is best for borrowers with a 680 FICO score or higher. SoFi offers no-fee loan programs with low APRs and flexible payment options.

Lightstream approves borrowers with 660 FICO scores and up. Lightstream is highly popular because it offers zero-fee loan programs and some of the lowest APRs available today.

Best Egg approves qualified borrowers who have a 640 FICO score or higher. This company specializes in quick cash and debt consolidation loans. Borrowers with up to 639 FICO scores might get approved by Best Egg, but additional circumstances and approval requirements have to apply.

AmONE is another financial marketplace matchmaking service available today. AmONE is unique, however, because live meetings with an actual person are held once you submit your forms. Collateral is not required for AmONE personal loans and its approval process is fast and free.

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By Admin