Free grant money is awarded to qualified recipients by U.S. state and federal government organizations every year. Government grants help pay for many important expenses related to education, medical bills, housing and even food. Most government-sponsored grant money is awarded to people experiencing significant financial hardship but some programs disburse funds based on academic merit or public service.
Free grant money is unique because it does not require repayment provided the funds are used for their intended purpose. Even grants for small businesses are available from sources ranging from the FedEx Small Business Grant Contest to the U.S. Small Business Administration (SBA). Read ahead to learn everything you need to know about grants and how to apply for yours today.
Government grants have been developed and are supported and distributed by the federal government to help any U.S. citizen who is in need of financial assistance for a variety of reasons. Do you work two or more jobs to pay your bills and still struggle to make ends meet? Were you let go of your job? Or maybe your rent was increased?
The good news is, the federal government offers programs that have grants to offer those who qualify, giving people the cash they need to pay their bills. These programs vary in specific purpose and qualification requirements, but their collective goal is to relieve the financial hardship of any American who is in need and to help with daily living expenses.
Government assistance is available for childcare, groceries, and other daily living expenses. Some are better-known than others and are therefore used more often. Others offer free grant money you might not know is there.
Assistance getting the food you need for yourself, and your family is available now. The Healthy Food Financing Initiative (HFFI) is a federally-funded initiative to provide fresh healthy food to underserved communities. This government assistance program is supported by the Treasury CDFI Fund, the Department of Health and Human Services (HHS) and the Department of Agriculture (USDA).
All four organizations work together to generate investments into healthy food-based businesses in low-income communities.
The Supplemental Nutrition Assistance Program (SNAP), also known as food stamps, helps qualified individuals and families pay for food they need monthly. The government issues an Electronic Benefits Transfer (EBT) card to each household or recipient and deposits a specific amount of funds on it once per month, which are usable for food items only.
Additional programs available to help with food costs include:
- The Women, Infants, and Children (WIC) program; pregnant, breastfeeding, postpartum mothers, or parents of children five years old or younger.
- The Commodity Supplemental Food Program (CSFP); seniors 60+ years of age.
- School meals: school-aged children from low-income households.
The Temporary Assistance for Needy Families (TANF) program provides cash for household needs, financial education, and job training to qualified families. The Child Care and Development Fund (CCDF) helps cover childcare expenses for parents who meet specific eligibility requirements.
Additional government sponsored hardship grants are also available. Read ahead for more information.